ATLAS AMERICA INSURANCE POLICIES FOR VISITORS
Wednesday, September 30th, 2009The Atlas travel insurance plan is generally popular among non US residents who travel to the US for business, study or vacation purposes who seek medical insurance coverage during the stay abroad. It is also popular among corporate travelers who go overseas for a short or medium duration.
This short term visitor medical insurance plan can be bought for a minimum duration of 5 days or a maximum period of 1 year. This tourist insurance plan also covers dependent infants who are above 14 days old as well as children. Senior citizens are eligible to purchase this plan but the policy maximum varies depending on the age group.
The Atlas America insurance covers for defined pregnancy complications that arise during the gestation period of first 26 weeks. The other medical coverage benefits include prescription drugs, in-patient and out-patient admission, diagnostic expenses, surgeries, doctor consultation and emergency repatriation and medical evacuation up to the policy maximum limit.
In addition, terrorism coverage, natural disaster benefit, accidental death and dismemberment benefits are also included as a part of the coverage benefits. The Atlas travel insurance plan also covers for lost baggage and trip interruption. Overseas travelers can buy dangerous sports rider policy to cover for any adventure sports planned during the trip.
For every three months of continuous coverage by this tourist medical insurance plan, the insured is eligible for 15 days of coverage in the case of any sickness or injuries that may occur during the incidental temporary visits to the home country.
If the insured buys the Atlas travel insurance plan for a continuous period of 6 months, he is eligible to an optional coverage for 30-day duration upon return to the home country.
Treatments for any injury or illness during the international travel would be covered for a period of 180 days beginning on the day of diagnosis or treatment of the disorder either at the homeland or abroad.
The Atlas travel insurance plan can be renewed online before the policy expires with a renewal fee of $5. After 12 months of continuous coverage, a new visitor insurance plan has to be bought. The individual is eligible for 100% reimbursement if a written request is submitted before the effective start date of the visitor insurance plan.